/* ============================================================
   Direction : fintech bold & chaleureux, façon Wise/Stripe —
   typographie massive et serrée, accent vif confiant,
   illustrations dessinées à la main, sections en blocs de couleur.
   ============================================================ */
:root {
  --ink:#10210F; --cream:#F2F8EE; --cream-2:#E2EEDA; --lime:#8BD17A; --lime-dark:#1C4420;
  --coral:#FF7A59; --text:#10210F; --text-light:#5C7254; --bg:#F2F8EE; --border:#D7E6CB;
  --font: 'Inter', Helvetica, Arial, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin:0; font-family:var(--font); color:var(--text); line-height:1.5; background:var(--bg); overflow-x:hidden; -webkit-font-smoothing:antialiased; }
.container { max-width: 1160px; margin:0 auto; padding:0 28px; }
a { text-decoration:none; color:inherit; }
h1,h2,h3 { font-family:var(--font); font-weight:800; margin:0 0 16px; line-height:0.98; letter-spacing:-0.025em; color:var(--ink); }
p { margin:0 0 14px; color:var(--text-light); font-size:1.02rem; }
.muted { color:var(--text-light); }
.small-note { font-size:0.78rem; margin-top:12px; }
.text-center { text-align:center; }
.grad-text { color:var(--ink); background:var(--lime); padding:0 10px; box-decoration-break:clone; -webkit-box-decoration-break:clone; }

.noise-overlay { display:none; }

/* ===== Header ===== */
.site-header { position:sticky; top:0; z-index:50; background:var(--cream); border-bottom:2px solid var(--ink); }
.nav { display:flex; justify-content:space-between; align-items:center; height:76px; }
.logo { font-weight:800; font-size:1.1rem; display:flex; align-items:center; gap:9px; color:var(--ink); }
.logo-dot { width:12px; height:12px; border-radius:50%; background:var(--lime); border:2px solid var(--ink); display:inline-block; }
.logo span { color:var(--ink); opacity:0.5; font-weight:600; }
.nav-links { display:flex; gap:32px; font-size:0.92rem; font-weight:600; }
.nav-links a { color:var(--text); transition:opacity .2s; }
.nav-links a:hover { opacity:0.55; }

/* ===== Buttons ===== */
.btn { display:inline-flex; align-items:center; justify-content:center; gap:8px; padding:16px 28px; font-weight:700; font-size:0.95rem; cursor:pointer; border:2px solid var(--ink); border-radius:100px; transition:transform .18s cubic-bezier(.2,.9,.3,1.3), background .18s; font-family:var(--font); }
.btn-primary { background:var(--lime); color:var(--lime-dark); }
.btn-primary:hover { transform:scale(1.045); }
.btn:active { transform:scale(0.97); }
.btn-ghost { background:transparent; color:var(--ink); border:2px solid var(--border); }
.btn-ghost:hover { border-color:var(--ink); }
.btn-sm { padding:10px 18px; font-size:0.84rem; }
.btn-lg { padding:19px 34px; font-size:1.02rem; }
.btn-block { width:100%; }

.eyebrow { display:inline-flex; align-items:center; gap:8px; background:var(--ink); color:var(--cream); font-size:0.76rem; font-weight:700; letter-spacing:0.03em; padding:7px 14px; border-radius:100px; margin-bottom:20px; }

.link-subtle { display:inline-flex; align-items:center; padding:16px 6px; font-weight:700; font-size:0.9rem; color:var(--text); border-bottom:2px solid var(--ink); transition:opacity .2s; }
.link-subtle:hover { opacity:0.6; }

/* ===== Hero ===== */
.hero { position:relative; padding:64px 0 0; overflow:visible; }
.hero-mesh { display:none; }
.hero-inner { position:relative; display:grid; grid-template-columns: 1.1fr 0.9fr; gap:40px; align-items:center; }
.hero-text { padding:40px 0 70px; }
.hero-text h1 { font-size:clamp(2.6rem, 5vw, 4.2rem); font-weight:800; }
.hero-text .lead { font-size:1.12rem; max-width:460px; color:var(--text); margin-top:18px; }
.hero-actions { display:flex; align-items:center; gap:18px; margin:30px 0 40px; flex-wrap:wrap; }
.trust-row { display:flex; gap:36px; flex-wrap:wrap; border-top:2px solid var(--ink); padding-top:20px; }
.trust-item { display:flex; flex-direction:column; }
.trust-item strong { font-size:1.7rem; font-weight:800; color:var(--ink); }
.trust-item span { font-size:0.76rem; color:var(--text-light); margin-top:3px; }

.hero-visual { display:flex; align-items:flex-end; justify-content:center; padding:20px 0 0; }
.illustration { width:100%; max-width:420px; animation: bob 4.5s ease-in-out infinite; }
.illustration .ill-ink-f { fill: var(--ink); }
.illustration .ill-ink-s { stroke: var(--ink); }
.illustration .ill-lime-f { fill: var(--lime); }
.illustration .ill-cream-f { fill: var(--cream); }
.illustration .ill-coral-f { fill: var(--coral); }
@keyframes bob { 0%,100% { transform:translateY(0); } 50% { transform:translateY(-10px); } }
.glass-card, .float-card, .glass-card-head, .glass-amount, .glass-row, .glass-bar, .glass-foot { display:none; }

/* ===== Sections ===== */
.section { padding:90px 0; }
.section--alt { background:var(--ink); color:var(--cream); }
.section--alt h2, .section--alt h3 { color:var(--cream); }
.section--alt p { color:#C9C4B4; }
.section--alt .eyebrow { background:var(--lime); color:var(--lime-dark); }
.section-head { max-width:620px; margin:0 auto 48px; }
.section-head.text-center { text-align:center; }
.section-head h2 { font-size:clamp(1.8rem,3.4vw,2.6rem); }

.steps { display:grid; grid-template-columns: repeat(3,1fr); gap:20px; }
.step { background:var(--cream); border:2px solid var(--ink); border-radius:24px; padding:30px; transition:transform .2s; }
.step:hover { transform:translateY(-4px); }
.step-num { display:none; }

.canton-grid { display:grid; grid-template-columns: repeat(3,1fr); gap:16px; }
.canton-card { background:#fff; border:2px solid var(--ink); border-radius:20px; padding:22px 24px; display:flex; flex-direction:column; gap:6px; transition:transform .2s; }
.canton-card:hover { transform:translateY(-3px); background:var(--lime); }
.canton-card strong { font-weight:800; font-size:0.95rem; }
.canton-card span { color:var(--coral); font-weight:800; font-size:1.1rem; }

/* ===== Process ===== */
.process-strip { display:grid; grid-template-columns: repeat(3, 1fr); gap:20px; }
.process-word { padding:28px; border:2px solid var(--cream); border-radius:24px; background:rgba(255,255,255,0.03); }
.process-word h3 { font-size:1.5rem; font-weight:800; margin-bottom:10px; color:var(--lime); }
.process-word p { font-size:0.95rem; max-width:280px; color:#C9C4B4; }
.process-word strong { color:var(--lime); font-weight:800; }
.bento-link { display:block; width:fit-content; margin:24px auto 0; text-align:center; font-weight:700; color:var(--lime); font-size:0.92rem; }
.bento-link:hover { opacity:0.7; }

/* ===== Simulateur ===== */
.simulator { max-width:640px; margin:0 auto; background:#fff; border:2px solid var(--ink); border-radius:28px; padding:40px; position:relative; min-height:280px; }
.simulator-progress { height:6px; background:var(--border); border-radius:10px; margin-bottom:30px; overflow:hidden; }
.simulator-progress-fill { height:100%; background:var(--lime); border-radius:10px; transition:width .35s ease; }
.sim-step { display:none; animation: fadeIn .3s ease; }
.sim-step.is-active { display:block; }
@keyframes fadeIn { from { opacity:0; } to { opacity:1; } }
.sim-step h3 { font-size:1.4rem; }
.chip-grid { display:flex; flex-wrap:wrap; justify-content:center; gap:12px; margin-top:20px; }
.chip-grid--stacked { flex-direction:column; align-items:center; }
.chip-grid--stacked .chip { width:100%; max-width:320px; text-align:center; }
.chip { padding:13px 20px; border:2px solid var(--ink); border-radius:100px; background:#fff; color:var(--ink); font-weight:700; font-size:0.88rem; cursor:pointer; transition:transform .15s, background .15s; font-family:var(--font); }
.chip:hover { transform:scale(1.03); }
.chip.is-selected { background:var(--lime); }
#revenu-range { width:100%; margin:28px 0 10px; accent-color:var(--coral); }
.range-value { text-align:left; font-size:1.6rem; font-weight:800; color:var(--ink); }
.sim-nav { margin-top:24px; }
.result-box { text-align:left; }
.result-eyebrow { font-size:0.8rem; font-weight:700; color:var(--coral); text-transform:uppercase; letter-spacing:0.04em; margin-bottom:8px; }
.result-amount { font-size:3.2rem; font-weight:800; color:var(--ink); margin-bottom:14px; }
.result-text { max-width:440px; margin:0 0 24px; }

/* ===== Form ===== */
.form-wrap { max-width:680px; }
.card-form { background:#fff; border:2px solid var(--ink); border-radius:28px; padding:36px; }
.form-row { display:grid; grid-template-columns:1fr 1fr; gap:16px; }
.field { margin-bottom:18px; }
.field label { display:block; font-size:0.78rem; font-weight:700; margin-bottom:8px; color:var(--text-light); }
.field input, .field select, .field textarea {
  width:100%; padding:13px 16px; border:2px solid var(--border); border-radius:14px; font-size:0.98rem; font-family:inherit; color:var(--ink); background:var(--cream);
  transition:border-color .18s;
}
.field input:focus, .field select:focus, .field textarea:focus { outline:none; border-color:var(--ink); background:#fff; }
.checkbox-row { display:flex; align-items:flex-start; gap:10px; font-size:0.85rem; color:var(--text-light); margin-bottom:22px; }
.checkbox-row input { margin-top:3px; accent-color:var(--coral); }
.form-status { text-align:left; font-weight:700; margin-top:16px; min-height:20px; font-size:0.9rem; }
.form-status.success { color:var(--lime-dark); }
.form-status.error { color:var(--coral); }

/* ===== Footer ===== */
.site-footer { padding:48px 0; background:var(--ink); color:var(--cream); }
.site-footer .logo { color:var(--cream); }
.site-footer .logo span { color:var(--cream); opacity:0.5; }
.site-footer .muted { color:#A39D8C; }
.footer-inner { text-align:center; display:flex; flex-direction:column; gap:8px; align-items:center; }

/* Reveal */
.reveal { opacity:0; transform:translateY(16px); transition:opacity .6s ease, transform .6s ease; }
.reveal.is-visible { opacity:1; transform:translateY(0); }

/* ===== Testimonials ===== */
.testi-grid { display:grid; grid-template-columns: repeat(3,1fr); gap:20px; }
.testi-card { background:#fff; border:2px solid var(--ink); border-radius:22px; padding:26px; }
.testi-stars { color:var(--coral); letter-spacing:2px; margin-bottom:10px; font-size:0.9rem; }
.testi-card p { color:var(--text); font-size:0.94rem; }
.testi-author { font-weight:800; font-size:0.84rem; color:var(--text-light); margin-top:12px; }

/* ===== FAQ ===== */
.accordion { max-width:720px; margin:0 auto; display:flex; flex-direction:column; gap:12px; }
.accordion-item { background:#fff; border:2px solid var(--ink); border-radius:18px; padding:6px 22px; color:var(--ink); }
.accordion-item summary { cursor:pointer; padding:18px 0; font-weight:700; font-size:1rem; list-style:none; position:relative; color:var(--ink); }
.accordion-item summary::-webkit-details-marker { display:none; }
.accordion-item summary::after { content:"+"; position:absolute; right:0; top:15px; font-size:1.4rem; color:var(--coral); transition:transform .2s; }
.accordion-item[open] summary::after { transform:rotate(45deg); }
.accordion-item div { padding:0 0 20px; color:var(--text-light); font-size:0.93rem; }

/* ===== Mobile nav ===== */
.nav-toggle { display:none; flex-direction:column; justify-content:center; gap:5px; width:32px; height:32px; background:none; border:none; cursor:pointer; padding:0; }
.nav-toggle span { display:block; width:22px; height:2.5px; border-radius:2px; background:var(--ink); transition:transform .2s, opacity .2s; }
.nav-toggle.is-open span:nth-child(1) { transform:translateY(7px) rotate(45deg); }
.nav-toggle.is-open span:nth-child(2) { opacity:0; }
.nav-toggle.is-open span:nth-child(3) { transform:translateY(-7px) rotate(-45deg); }
.nav-mobile { display:none; flex-direction:column; gap:4px; padding:12px 28px 24px; border-top:2px solid var(--ink); background:var(--cream); }
.nav-mobile a { padding:14px 4px; font-weight:700; color:var(--text); border-bottom:1px solid var(--border); }
.nav-mobile .btn { margin-top:12px; }
.nav-mobile.is-open { display:flex; }

/* ===== Illustrations décoratives ===== */
.deco-coin { position:absolute; width:64px; opacity:0.9; }
.section-illustration { display:flex; justify-content:center; margin:-10px 0 50px; }
.section-illustration svg { width:140px; }

@media (max-width: 860px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { max-width:280px; margin:16px auto 0; padding-top:0; }
  .hero-text { padding-top:4px; padding-bottom:0; }
  .nav-links, .nav-cta { display:none; }
  .nav-toggle { display:flex; margin-top:18px; }
  .logo { margin-top:18px; }
  .steps, .canton-grid, .testi-grid, .process-strip { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .steps, .canton-grid, .testi-grid, .process-strip { grid-template-columns: 1fr; }
  .trust-row { gap:20px; }
  .simulator, .card-form { padding:26px; }
  .section { padding:44px 0; }
  .hero-text { padding-bottom:30px; }
}